Color Of Money

ABOVE PHOTO: A pair of specialists work on the floor of the New York Stock Exchange. Corporate profits continued their yearlong slide during the third quarter and analysts expect another poor performance before things start improving. (AP Photo/Richard Drew, File) By Damian J. Troise Accosiated press NEW YORK — Corporate profits continued their yearlong slide…

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BPT Small businesses have a major impact on their communities: 67 cents of every dollar spent on small businesses stays in the local economy. But when it comes to growing their businesses, nearly one in four small business owners say marketing is one of their biggest challenges. As small businesses prepare for the holiday rush…

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BPT Reality is eye opening: The total amount of consumer debt is more than $13 trillion in the United States. That means if you have revolving bills to pay off loans and other debt, you’re certainly not alone. Having high-interest debt can feel like a big weight on your shoulders that stresses your financial wellness…

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BPT Back in the day, most people learned how to manage their money through the school of hard knocks. That’s still true. But today’s young people face much larger, higher-stakes financial decisions at a younger age than their elders. For example, in 2018, the average college graduate faced $29,200 in student loan debt — the…

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By Amrita Jayakumar  ASSOCIATED PRESS Financial decisions are rarely easy, whether it’s buying your first car or home or deciding whether to refinance student loans. The anxiety can be heightened for millennials who witnessed economic turmoil during the Great Recession as they weigh milestone financial choices as adults. “Many (millennials) grew up and saw their…

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NNPA NEWSWIRE Being aware of your own psychological and emotional approach to money is the first step to developing healthy spending habits. Psychologists agree that these beliefs can start early. They may also come from other life experiences — whether you need to support a family, for example, or if you’ve had a negative history…

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BPT The leaves have changed, temperatures are dropping and pumpkin spice treats abound, which means winter is coming. Now is the time to winterize your home, which can mean up to a 10% savings on your energy bills, according to Energy Star. “Winter brings unpredictable weather and dropping temperatures, which can test the limits of…

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Losing a property can be devastating – especially if it is the family home. While not every situation is the same many have similarities and there are a variety of options available to property owners to try to forestall a property from going to Sheriff’s Sale. Owners get many warnings that they are in potential…

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BPT From mobile deposits to apps that transfer money in the blink of an eye, financial technology (or fintech) is disrupting the financial marketplace in new ways. The latest example is an innovation in the annuity marketplace that expands online access to a conventional retirement product, offering a smart tool for savers, even those years…

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BPT  The last thing any company wants is a misstep that hurts the trust it has built with customers. This is especially true for smaller businesses, which may not have the resources to recover from a reputation setback. To prevent mistakes, bad decisions and wrongdoing, smaller businesses can take a proactive approach to developing ethical…

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