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Color Of Money

Good credit? Bad debt management?

September 8, 2017

NewsUSA It’s a widely-held misconception that those with good credit have a better grasp of managing their finances. In a recent consumer survey from Marcus by Goldman Sachs®*, 34 percent of consumers with good credit (FICO 660 and above) are in credit card debt and 41 percent view credit card debt as an area they…

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What to look for in a new house this home buying season

September 8, 2017

Mortgage rates have remained low, and home prices are stable or rising in most communities. A September 2015 poll by NeighborWorks America discovered that nearly 90 percent of consumers consider home ownership at least somewhat important. Guarantee your home ownership success by following these guidelines from NeighborWorks America: 1. Get professional help. The best way…

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Big, smart ideas for renovating smaller homes

September 1, 2017

BPT While newly constructed homes are bigger than ever, most Americans still live in modestly sized or even small houses – and many of these owners are choosing to remodel rather than move into a bigger home. More than half of all American houses were built before 1980, according to the National Association of Home…

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Better Back-to-School Buys

August 24, 2017

Family Features When those first school bells ring and class is back in session for kids of all ages, make sure you and your student have everything in hand to help ensure success. Whether it’s tools for the classroom, supplies for a nutritious lunch, stylish clothes or helpful items for home, you’ll need to gear…

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Young entrepreneur finds her niche by keeping pups pristine

August 18, 2017

ABOVE PHOTO:  Millennial dog groomer Rahanna Gray in front of her mobile Stylish Pooch business.  (Photo: Courtesy Kendall Alexander) By Kendall Alexander @SteezieKBreezie Sometimes interactions with business owners can be a bit frustrating. They are overly proud of their brands, defensive of their product, and feel as if they have no room for growth because…

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Tips to prepare your budget before buying a home

August 11, 2017

BPT It’s virtually impossible to know what size home you can afford if you aren’t fully aware of how much money you are earning and how much you are spending each month. Start with your income: How much do you bring home after taxes and retirement plan contributions? Next, look at your expenses: What are…

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Reduce energy reliance with home upgrades

August 4, 2017

Family Features Enhancing your home’s energy-efficient features is a savvy way to make the space more livable while also making a smaller impact on the environment and your bank account. The U.S. Department of Energy estimates that the average American homeowner spends about $2,000 a year on energy for heating, cooling and other power needs…

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Seeking a small business loan? What you should know

July 29, 2017

ABOVE PHOTO:  Eighty-four percent of small business owners who accept a loan through Square Capital say it has helped them grow sales or revenue (source: January 2017 survey by Square Capital).   BPT Small businesses still struggle to obtain credit; nearly half of those who applied for credit in 2016 didn’t get all the funding…

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Five essential soft skills for a job interview

July 21, 2017

BPT Picture this: After months of networking and polishing your resume, you managed to make the necessary connections, get in front of the right people and land an interview. You deserve to be here. After all, you have an impressive background, great experience, fantastic references and are confident you can exceed the requirements of the…

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