Color Of Money

By Treyvon Ratcliff Hayes ABOVE PHOTO: Treyvon Ratcliff Hayes, a Philadelphia public high school graduate, just completed his four-year apprenticeship program at the Eastern Atlantic States (EAS) Carpenters Technology College and is now a full journeyman with the EAS Carpenter’s Union. I was born and raised in southwest Philadelphia with a very strong sense of…

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BPT Think of local businesses that feel connected to your community. What comes to mind? Perhaps a retro diner displaying photos from the town’s earlier days, or a sports bar decked out with memorabilia from the local team? What gives a business a distinctly local flair, and how can you infuse this essence into your…

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By Cora Lewisassociated press NEW YORK — For Americans who lacked savings prior to the pandemic, financial stress is rising. A combination of inflation, increased interest rates, and the end of pandemic-tied relief, such as the moratorium on student loan payments, has led to record credit card debt, experts say. In the fourth quarter of…

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The Urban League of Philadelphia has announced the addition of key staff leadership hires in two of the organization’s most crucial function areas. Charity Wells has been named director of workforce planning, development, and entrepreneurship. In this new role, Wells will oversee ULP programming to connect career seekers — from entry-level to experienced professionals —…

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BPTWhether this year will be your first time filing or you’ve been doing your taxes for years, it’s never too early to prepare for tax season. By knowing ahead of time what documents you’ll need, you’ll be more likely to make tax prep easier and more efficient – helping reduce the stress that can come…

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BPTThese days, many Americans do a lot of their shopping and charitable giving online. That is why it’s important for consumers to be conscious of financial scams to protect their identities, bank accounts and monetary transactions. From check fraud and peer-to-peer digital payments (i.e., Zelle, Venmo, Paypal or CashApp) to imposters posing as representatives of…

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BPT This winter is anticipated to be a significantly wet one due to the climate phenomenon known as El Niño. Developing over the summer, this year’s El Niño event is forecasted to be notably strong and expected to intensify, increasing the likelihood of a wetter-than-average winter. El Niño is a weather pattern characterized by abnormally…

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BPT How much money would make you happy? According to the average American, the price tag comes in around $1.2 million. New research from Empower, a leader in financial planning, investing and advice, reveals 6 in 10 Americans believe money can buy happiness, though just 17% say financial contentment is about reaching a certain net…

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BPT In a world where toy trends seem to change faster than a child can unwrap a gift, parents, guardians, and gift-givers are constantly on the lookout for the perfect present that will both excite and enrich a child’s life. According to Fidelity Investments’ 2023 Gifting Study, a surprising revelation has emerged: a significant majority…

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BPT The “electric vehicle (EV) boom” is upon us. Americans purchased nearly 300,000 EVs in the second quarter of this year, over 48% more than in 2022. To drive the trend even further, new data from Hankook Tire’s Gauge Index survey suggests that more than 1 in 3 drivers (34%) plan to own or lease…

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